> ## Documentation Index
> Fetch the complete documentation index at: https://docs.setaside.money/llms.txt
> Use this file to discover all available pages before exploring further.

# Credit card Expenses

> Keep money set aside for tracked credit card spending.

Tracked credit cards have an associated credit card Expense. As you spend on a tracked card, Set Aside Money sets money aside for the card payment.

That helps you see the cash committed to card spending alongside your other Expenses.

## Review purchases and payments

A purchase and a card payment serve different purposes. Review transaction assignments and the card Expense when reconciling them. A payment between your checking account and card should not become a second purchase.

Imported transactions can arrive at different times on the two sides of a payment. Check sync freshness and both account histories before manually adding a duplicate.

## Money set aside is not a bank payment

The credit card Expense records money earmarked in your budget. It does not send a payment to the card issuer. Make the actual payment through your bank or card provider.

## Existing debt and available funds

Review the card balance and the amount actually set aside. A reserve is not a promise that every outstanding balance is covered.

Fund Ahead is designed for eligible recurring Expenses. Credit card reserves retain their own funding behavior.

[Learn about Free-to-Spend](/guides/free-to-spend).


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