Start your plan
Connect your data, create Expenses, and set up funding.
Understand Free-to-Spend
See the difference between a bank balance and available spending money.
Expenses and Goals
Give bills, everyday costs, and savings a clear purpose.
Build an integration
Read and update your account with the developer API.
Fund what matters. Get ahead of bills.
Three new features help you prepare for what comes next.Priority Funding
Choose High, Normal, or Low priority so your commitments have an order when money is limited.
Fund Ahead
Build toward up to three payments’ worth, including quarterly, semiannual, and annual bills.
Expense Suggestions
Review recurring costs from transaction history and confirm the ones worth planning for.
Know what is actually funded
Learn how funding works: ordinary contributions come first, then extra reserves, with priorities deciding the order when money is limited. Your Expense target describes what you want to cover. Its balance shows money actually set aside.Explore the guides
- Credit cards: keep money earmarked as you spend.
- Transactions and merchant rules: connect purchases to the right Expense.
- Transfers and shortfalls: change the purpose of money as plans change.
- Personal and shared accounts: keep household and personal plans in the right place.
- Bank connections: use Plaid or bring your own supported data.
- Shortcuts, assistant, and developer tools: use your plan beyond the main app.